As I watched those overripe bananas sitting on my kitchen counter, a stroke of inspiration hit me. It was time to whip up a batch of Peanut Butter Chocolate Chip Banana Bread! This quick bread is not just a delightful treat but also a clever way to salvage those forgotten fruits before they hit the trash. With its rich peanut butter flavor and gooey chocolate chips, it’s a snack that brings comfort while being incredibly easy to make—no mixer required! In about an hour, you’ll have a moist loaf that inspires cozy vibes and fills your home with the warm aromas of baking. Whether you whip it up for breakfast, an afternoon snack, or simply because your sweet tooth demands it, you’ll quickly see why this scrumptious bread is destined to become a staple in your recipe collection. Ready to get started? Let’s dive in!

Why is This Banana Bread So Irresistible?
Effortless Preparation: No mixer is needed! You can easily whip this up by hand, making it perfect for any level of home cook.
Rich Flavor Combination: The blend of creamy peanut butter and sweet chocolate chips results in a lush taste that keeps everyone coming back for more.
Perfect for Overripe Bananas: This recipe is a fantastic way to prevent waste and make use of those brown bananas sitting on your counter.
Versatile Variations: Feel free to swap in peanut butter chips for an even more decadent experience or try using gluten-free flour to suit your dietary needs.
Quick and Satisfying Snack: Ready in about an hour, this moist bread is ideal for breakfast or as an afternoon pick-me-up and more crowd-pleasing than your usual fast food!
Peanut Butter Chocolate Chip Banana Bread Ingredients
For the Batter
- All-Purpose Flour – Provides structure and stability; consider whole wheat flour for a healthier option.
- Granulated Sugar – Adds sweetness and moisture; can substitute with brown sugar for a deeper flavor.
- Baking Powder & Baking Soda – Essential leavening agents that help the bread rise; cannot be substituted for each other.
- Salt – Enhances flavor; it’s crucial for balancing sweetness.
- Pumpkin Pie Spice – Adds warmth and complexity; substitute with ½ teaspoon of ground cinnamon if unavailable.
- Mashed Bananas – The primary flavor and moisture source; about 3-4 ripe bananas work best when very ripe.
- Applesauce – Contributes moisture and reduces fat content; can substitute with yogurt or oil.
- Creamy Peanut Butter – The main flavor component; provides richness, but feel free to use crunchy for added texture.
- Canola or Vegetable Oil – Contributes additional moisture; melted butter can be used for extra flavor.
- Eggs – Binding ingredients together; can substitute with flaxseed meal or commercial egg replacers for a vegan version.
- Vanilla Extract – Enhances overall flavor; opt for the best quality available.
- Miniature Semi-Sweet Chocolate Chips – Adds sweetness and chocolate flavor; swap with peanut butter chips for a delightful twist.
Step‑by‑Step Instructions for Peanut Butter Chocolate Chip Banana Bread
Step 1: Preheat the Oven
Start by preheating your oven to 350°F (175°C). While the oven warms up, prepare two 8×4-inch loaf pans by greasing them with cooking spray to ensure easy removal later. This step is crucial for achieving that perfect, golden crust on your Peanut Butter Chocolate Chip Banana Bread.
Step 2: Mix the Dry Ingredients
In a large mixing bowl, whisk together the dry ingredients: all-purpose flour, granulated sugar, baking powder, baking soda, salt, and pumpkin pie spice. Combine them well until they are evenly mixed, which typically takes about a minute. You should see a light texture and a uniform color; this forms the base for your tasty bread.
Step 3: Combine the Wet Ingredients
In another bowl, mash about 3-4 very ripe bananas until smooth, then add applesauce, creamy peanut butter, canola oil, eggs, and vanilla extract. Whisk these wet ingredients until they are fully blended and creamy, taking about 2 minutes. This rich mixture will add incredible moisture to your Peanut Butter Chocolate Chip Banana Bread.
Step 4: Combine Wet and Dry Mixtures
Carefully pour the wet mixture into the bowl of dry ingredients. With a spatula or wooden spoon, gently stir until just combined; do not overmix, as this can result in a dense loaf. The batter will look slightly lumpy, which is perfectly fine and will lead to a moist final product.
Step 5: Add the Chocolate Chips
Fold in miniature semi-sweet chocolate chips to the batter, ensuring they are evenly distributed without overworking the mixture. Once all the chips are incorporated, divide the batter equally between the prepared loaf pans. If desired, sprinkle a few extra chocolate chips on top for a delightful finishing touch.
Step 6: Bake to Perfection
Place the loaf pans in the preheated oven and bake for 45-50 minutes. Keep an eye on them, and during the last 15 minutes, loosely cover the tops with aluminum foil to prevent over-browning. The bread is done when it’s golden brown and a toothpick inserted into the center comes out clean with only a few crumbs clinging to it.
Step 7: Cool and Transfer
Once baked, let the Peanut Butter Chocolate Chip Banana Bread cool in the pans for about 15-20 minutes. After cooling, carefully remove the loaves from the pans and transfer them to a cooling rack. Allow them to sit for a while, as this will make slicing easier and enhance the flavor.

Storage Tips for Peanut Butter Chocolate Chip Banana Bread
Room Temperature: Store in an airtight container for up to 3 days to maintain freshness and flavor, ideally in a cool, dry spot.
Fridge: If you want to extend its shelf life, refrigerate the banana bread for up to 1 week. Just make sure it’s well-wrapped to retain moisture.
Freezer: For longer storage, slice the Peanut Butter Chocolate Chip Banana Bread and freeze in an airtight container or freezer bag. It can last up to 3 months.
Reheating: Thaw slices at room temperature or in the microwave before enjoying. Warm it up briefly in the microwave for a comforting treat!
What to Serve with Peanut Butter Chocolate Chip Banana Bread
There’s something truly inviting about a warm slice of banana bread, especially when paired with delightful sides that enhance its flavors.
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Creamy Mashed Potatoes: Their buttery goodness and fluffy texture create a wonderful contrast to the rich sweetness of the banana bread.
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Fresh Fruit Salad: A vibrant mix of berries and melons adds a refreshing, tart note that beautifully balances the sweetness of the bread.
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Greek Yogurt with Honey: This creamy, tangy yogurt drizzled with honey provides a luscious topping, turning a simple slice into a decadent treat.
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Coffee or Espresso: A warm cup of coffee perfectly complements the deep flavors of peanut butter and chocolate, making every bite feel even more indulgent.
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Vanilla Ice Cream Scoop: The cool, creamy ice cream melting over warm slices elevates this snack to dessert status, creating an irresistible combination.
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Nutty Granola: A sprinkle of granola adds a delightful crunch and wholesome flavor, enhancing the comforting softness of your banana bread.
Peanut Butter Chocolate Chip Banana Bread Variations
Get ready to explore the exciting ways you can elevate your Peanut Butter Chocolate Chip Banana Bread to suit your taste and dietary needs!
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Peanut Butter Chips: Swap the chocolate chips for peanut butter chips for an even more intense peanut butter flavor experience. It’s a delightful twist that makes every slice sinfully delightful.
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Gluten-Free Flour: Replace all-purpose flour with a 1:1 gluten-free flour blend to make this bread gluten-free. This way, everyone can enjoy it without compromising on taste or texture.
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Mini Loaves: Adjust the baking time by pouring the batter into mini loaf pans. These bite-sized loaves bake up in just 25-30 minutes and are perfect for sharing.
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Cinnamon Swirl: Before baking, swirl a mixture of cinnamon and sugar into the batter for a delightful surprise in every slice. The warmth of cinnamon adds a cozy note that perfectly complements the peanut butter.
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Add Nuts: Fold in chopped walnuts or pecans for added crunch and nutty flavor. The texture contrast elevates the whole experience and makes the bread even heartier.
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Choco-Coconut: Add shredded coconut along with the chocolate chips for a tropical twist. The combination of chocolate and coconut creates a lush taste that’s hard to resist.
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Spicy Kick: Mix in a pinch of cayenne pepper or chili powder for a surprising, mild heat. This unexpected twist will leave your taste buds dancing with delight!
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Maple Sugar Glaze: Drizzle a simple maple syrup glaze on top after it’s cooled for a sweet finish. The warm and cozy flavors complement the bread’s already rich profile beautifully, giving it an extra layer of indulgence.
Whether you’re reaching for a slice after breakfast or serving it up as an afternoon snack, your Banana Bread will turn heads! For a delightful variation, try this recipe with Chewy Chocolate Chip Cookies as a sweet side treat, or pair it with Garlic Butter Shrimp Pasta if you’re in the mood for something savory. Happy baking!
Expert Tips for Peanut Butter Chocolate Chip Banana Bread
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Don’t Overmix: Gently stir the batter until just combined. Overmixing can lead to a dense loaf rather than the light and airy texture you crave.
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Ripe Bananas Matter: The key to rich flavor and moisture in your Peanut Butter Chocolate Chip Banana Bread is using very ripe bananas, which are sweeter and mash more easily.
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Pan Preparation: Grease the loaf pans thoroughly and consider lining them with parchment to ensure easy removal and cleaner edges on your loaves.
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Baking Time Adjustment: If using mini loaf pans, reduce the baking time to about 25-30 minutes. Start checking for doneness earlier to prevent overbaking.
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Enhance Flavor: For an extra punch, add a pinch of salt or a splash of almond extract to the wet ingredients for an unexpected depth of flavor.
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Storage Tips: Allow the bread to cool completely before storing in an airtight container at room temperature for up to 3 days, or refrigerate for up to a week for optimal freshness.
Make Ahead Options
These Peanut Butter Chocolate Chip Banana Bread loaves are perfect for meal prep enthusiasts! You can mix the dry ingredients and store them in an airtight container for up to 3 days before baking, which saves time on busy mornings. Additionally, you can mash the bananas and prepare the wet ingredients (including the peanut butter and applesauce) and refrigerate them for up to 24 hours. When you’re ready to bake, simply combine the wet and dry mixtures, fold in the chocolate chips, and follow the remaining steps. This way, your homemade bread will be just as delicious and fresh while fitting seamlessly into your schedule!

Peanut Butter Chocolate Chip Banana Bread Recipe FAQs
What type of bananas should I use for this recipe?
Absolutely! The riper, the better. Aim for bananas that are heavily speckled or even brown with visible dark spots. These overripe bananas will provide maximum sweetness and moisture, ensuring your Peanut Butter Chocolate Chip Banana Bread comes out deliciously flavorful.
How should I store leftover banana bread?
Very simply! Store your Peanut Butter Chocolate Chip Banana Bread in an airtight container at room temperature for up to 3 days. If you want to keep it fresh longer, consider refrigerating it for up to a week. However, be sure that it’s wrapped well to prevent it from drying out.
Can I freeze this banana bread?
Definitely! To freeze your Peanut Butter Chocolate Chip Banana Bread, slice it first for easy thawing later. Place the slices in an airtight container or a freezer bag, and it will keep well for up to 3 months. When you’re ready to enjoy a slice, simply thaw it at room temperature or pop it in the microwave for a warm treat!
What should I do if my banana bread turns out dense?
Oh no, that can happen! The most common culprit is overmixing the batter. To ensure a light and fluffy loaf, mix the wet ingredients into the dry ingredients until just combined; a few lumps are perfectly fine. Additionally, make sure your bananas are very ripe, as they add necessary moisture and sweetness. If you notice dark spots forming during baking, you might want to reduce the oven temperature by 25°F (about 14°C) and check for doneness earlier.
Are there any dietary substitutes for this recipe?
Absolutely! For a vegan version, you can substitute the eggs with 1 tablespoon of flaxseed meal mixed with 2.5 tablespoons of water (let it sit for a few minutes to thicken). You may also want to replace applesauce with a similar amount of yogurt or oil and choose gluten-free flour in equal parts to the all-purpose flour. Don’t hesitate to adjust according to your dietary needs, as this recipe is quite flexible!

Moist Peanut Butter Chocolate Chip Banana Bread to Love
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and grease two 8x4-inch loaf pans.
- In a large mixing bowl, whisk together all-purpose flour, granulated sugar, baking powder, baking soda, salt, and pumpkin pie spice.
- In another bowl, mash 3-4 very ripe bananas until smooth, then add applesauce, creamy peanut butter, canola oil, eggs, and vanilla extract. Mix until creamy.
- Pour the wet mixture into the bowl of dry ingredients and stir until just combined; the batter will be slightly lumpy.
- Fold in miniature semi-sweet chocolate chips, then divide the batter between the prepared loaf pans.
- Bake for 45-50 minutes, covering with foil during the last 15 minutes to prevent over-browning.
- Let the bread cool in the pans for about 15-20 minutes before transferring to a cooling rack.

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